Why You Should Choose Michael Brady & Co. for Your Financial Planning Needs

There are hundreds, likely thousands, of financial advisors to choose from, but selecting the right financial planner is a pivotal step toward achieving your financial aspirations. The right financial advisor brings professional expertise and knowledge to the table, but they also tailor the experience to fit your unique goals and dreams.

That’s where we come in. As a highly respected financial planning firm, our Michael Brady & Co. team stands out for its unwavering commitment to helping clients reach their financial goals and achieve financial independence.

With a foundation built on trust and a reputation for excellence, Michael Brady & Co. offers a steadfast guiding hand in navigating the complex world of finance.

Michael Brady & Co. At A Glance

Michael Brady & Co. is a family-owned independent financial planning and investment management firm specializing in helping individuals and families prepare for retirement and confidently take on the many challenges of personal finance. Our team has over four decades of experience helping our clients during every stage of the financial planning process, including:

Retirement planning
Investment management and planning
Income & Cash Flow Planning
Legacy and estate planning
Tax planning

Financial planning and investment management services at Michael Brady & Co. are best for families with at least $500,000 of investable assets.

Our Firm's Core Beliefs

At Michael Brady & Co., core beliefs and values shape our approach to financial planning. Believing in the power of time and patience, we encourage clients to stay committed to their financial plans, trusting that consistent effort and strategic decisions will yield positive results. Financial and investment success doesn’t happen overnight, which can be frustrating. Money holds significant power in our lives, so it can be easy to stray from a financial plan when times get hard. But the key to victory is patience—good things come to those who wait.

Contrary to popular belief, financial planning is a deeply personal process. The structure and strategy of your financial plan depend on achieving your goals and dreams. We focus on tailoring portfolios to individual risk tolerance and financial goals, ensuring that each client's investments align with their unique circumstances and long-term objectives.

Rather than attempting to predict market fluctuations, our firm advocates for a buy-and-hold strategy. This approach minimizes stress and maximizes returns by focusing on long-term growth. It’s impossible to time the market accurately, so we don’t waste time and energy planning for the next market downturn. Instead, we promote a steady, balanced approach to investing. However, during market volatility, Michael Brady & Co. strategically rebalance portfolios to maintain optimal asset allocation and manage risk effectively.

Above all, our team is committed to transparency and fairness. We deeply respect our clients' relationships and wouldn’t imagine burdening them with hidden charges or fees. Our client relationships are built on trust, and when managing your money, you need to work with someone who values trust more than anything.

Financial Services We Offer

Michael Brady & Co. provides a comprehensive suite of financial services tailored to meet the diverse needs of our clients, including:

Tax strategy: Everyone wants to reduce their tax bill, and we help you do that! Our firm strongly emphasizes tax efficiency, leveraging tax-advantaged accounts to help clients reduce their tax burdens and maximize their savings. We also implement our tax-efficient distribution strategy for retirement income.
Individual Retirement Accounts (IRAs): IRAs help you save money for retirement in a tax-advantaged way. Our team can help you set up both Roth and traditional IRAs depending on your retirement planning preferences, and implement a customized retirement savings strategy.
401(k), Defined-Contribution, and Defined-Benefit Retirement Plans: Whether your retirement plan is defined benefit or defined contribution, our team provides customizable plans to help clients prepare for a secure retirement. We help you determine how much you should start saving depending on your current financial situation and goal horizon.
Deferred Compensation Plans: Many individuals think that once they max out their 401(k) contributions, they have no other options to save for retirement. However, deferred compensation plans allow you to defer income today and withdraw it in the future (typically during retirement).
Cash Flow Planning: Your strategy for withdrawing retirement assets is as important as your strategy for accumulating them. Without a comprehensive plan in place you could be leaving significant monies on the proverbial table or subject to more tax than necessary.
Approach to Disciplined Asset Management: implement a state-of-the-art investment management philosophy that is influenced by your financial plan and stated goals and objectives, not an arbitrary benchmark.

We’re also experts at helping our clients avoid common financial mistakes. Many individuals fail to create a comprehensive financial plan, limit their portfolio potential, or fall victim to emotional decision-making. Michael Brady & Co. ensures clients have a detailed, actionable financial plan that can hold steady even in the most volatile markets.

The Michael Brady & Co. Difference

In a financial complexity and uncertainty world, Michael Brady & Co. stands as a beacon of clarity and integrity. Our team expertly guides clients toward their financial goals and is dedicated to helping families achieve financial stability and success.

Transparency is a cornerstone of our approach, which is why we operate as a fee-only, fiduciary firm. As fiduciary financial advisors, we are legally required to always act in our client’s best interests. By working with a fiduciary, you can be 100% confident that any investment or financial advice is given with your benefit in mind. Operating as a fee-only advisory firm, we are not salesmen trying to get more commission from financial products. Instead, we are compensated by the fee you pay us directly. At Michael Brady & Co., our client’s interests always come first—no exceptions.

Above all, our clients are the heart of our firm. Every individual is unique, with different financial situations, goals, and risk tolerances, so every financial plan must be distinctive. Our team takes the time to understand your needs and tailor strategies accordingly, ensuring your financial plan is customized to fit your life.

Join The Michael Brady & Co. Family

Michael Brady & Co. stands out in financial planning for its fiduciary commitment, personalized advice, transparent fee structure, and client-centric approach. There are no products or hard sells, just honest advice based on four decades of experience.

Experience the difference of a firm dedicated to your long-term success, and get in touch with our team today.