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You Have Questions - We Have Answers


We are retirement income and IRA distribution experts.  We’ve been providing answers to retirees and pre-retirees for over 30 years.

 As America’s baby boom generation continues to age the number of questions seem to grow.  Over 2.5 million people will turn age 70 this year.  That means that they will need to begin taking required minimum distributions from retirement accounts and pay some tax on assets that have been tax-deferred for many years.  Many folks have questions about the amount of distribution that needs to be withdrawn, the amount of tax to be paid, the timing of the distribution and the mechanics of taking that distribution.

10,000 of those baby boomers are retiring every day in America.  They have questions about how to turn their retirement nest egg into a lifetime income stream that they cannot outlive and that can grow so as to keep pace with the ever rising cost of living.  The average couple retiring today has a 70% chance of one of them reaching age 90.  For many couples their main concern is how to generate an ever growing income stream to last a 25 year+ lifespan.  They have concerns about living too long, running out of money, rising healthcare costs, low interest rates on savings, and unpredictable downswings in the equity markets.  How should they proceed and where can they get unbiased expert advice without high pressure sales tactics?  Who can they trust with their life savings in this most vulnerable time of their lives?

We are fee-only, full-time fiduciary, Certified Financial Planner™ professionals.  We believe in placing your best interests first.  We are proud to commit to the following five fiduciary principles:

  • We will always put your best interests first.
  • We will act with prudence; that is, with the skill, care, diligence, and good judgement of a professional.
  • We will not mislead you, and we will provide conspicuous, full and fair disclosure of all important facts.
  • We will avoid conflicts of interest.
  • We will fully disclose and fairly manage, in your favor, any unavoidable conflicts.

We have worked with hundreds of families to provide unbiased expert advice for over 30 years.  We gather data, analyze, and provide you recommendations to meet your family’s future goals and objectives.  We educate, simplify, and consolidate to make your future goals a reality.  We are happy to talk with you in a free meeting to discuss your personal needs.  Please give us a call or drop us an email.