Frequently Asked Questions

Fee-only means the financial advisor is compensated solely by fees paid directly by clients. They don't sell investment or insurance products, and they don't receive commissions, kickbacks, or payments from any third parties. This compensation structure eliminates conflicts of interest that can arise when advisors earn money from product sales.

A fiduciary is a financial professional legally and ethically required to act in their client's best interest at all times. This means they must put the client's needs ahead of their own and provide advice that serves the client's financial well-being, not the advisor's bottom line. Fiduciaries are held to the highest standard of care in the financial services industry.

No, the initial consultation is complimentary and without obligation.

Just bring yourself and your questions. If you'd like us to review specific documents, we'll let you know before the meeting, but it's not required for the first conversation. 

We are a fee-only advisory firm. We charge a transparent fee based on the assets we manage for you. We do not receive commissions, kickbacks, or any other form of compensation from product sales or referrals to likeminded professionals.

Yes, while we're based in Westlake and serve many Cleveland-area families, we also work with clients throughout Ohio and across the country through virtual meetings. (We currently work with clients in 19 different states.)

We're an independent, fee-only fiduciary firm, which means we're legally required to act in your best interest, always. We don't sell products, we don't earn commissions, and we don't have conflicts of interest. Our only goal is to help you achieve financial confidence.

It varies depending on your situation, but typically our discovery and planning process takes 4–6 weeks, followed by implementation over the next few months. However, we can often help you start making better financial decisions right away.